SEPA Credit Transfer Testing
The Investment API provides you with an endpoint to execute a bank transaction for testing purposes. This can be used to simulate a money transfer for various movements that require cash settlements in one of our bank accounts.
In this section, we describe how you can test a SEPA credit transfer.
Prerequisites
Before testing SEPA credit transfers, please make sure that
a reference account is registered for the account group
this feature is enabled for you.
Triggering a bank transaction
To simulate SEPA transfers, you can trigger a bank transaction with the following call:
POST /tests/payments/transactions
Example request
{
"account": {
"iban": "NL70ABNA0106295004"
},
"amount": "1000.37",
"currency": "EUR",
"client_reference": "054540402",
"remittance_information": "CF960253053",
"counterparty_name": "Marcel Schwarz",
"counterparty_account": {
"iban": "DE95500105173934555844"
},
"counterparty_agent": {
"bic": "DEUTDEFF"
}
}
It is important that the following fields are correctly filled in, as this information is used to assign the transfer to the corresponding account group:
The content of the other fields (client_reference
, counterparty_account
, counterparty_agent
) is not relevant for the simulation as they are ignored when matching the bank transaction. You only need to ensure that the content passes the API validation.
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