API status

Payments

With our investment API, we simplify the administration of cash payments and instant investments through automation.

  • Setting up a mandate

    Setting up a mandate is the first step to enable automatic funding of a cash balance on our platform. With a mandate, a user authorises Upvest to collect payments on their behalf.

  • Direct debit funding

    A direct debit funding is a process which results in an increase of the cash balance from the user's IBAN specified on their mandate.

  • Cash balances

    Cash balance refers to the portion of our user's investment portfolio assets that reside in cash. Fundings, withdrawals, and all order processes affect the cash balance of an account group.

  • Reference bank accounts

    Learn how to register and manage reference bank accouns for a user on the Investment API.

  • Credit transfer testing

    We will guide you through the process of simulating a money transfer for various movements that require cash settlements in one of our bank accounts.